Savings banking : An industry in change / Franklin H. OrnsteinPublisher: United States of America Prentice - Hall, ©1985Description: 350 páginas : ilustraciones, gráficos, tablas ; 24 cmContent type: Media type: Carrier type: ISBN: 0835968839Subject(s): Ahorro y prestámos -- Historia -- Estados Unidos | Cajas de ahorros -- Derecho y legislación -- Estados Unidos | Cajas de ahorros -- Historia -- Estados UnidosDDC classification: 332.2
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|Book||B. Campus los Cerros Colección general||Colección general||332.2 O743 (Browse shelf)||1985||1||Available||0000042059|
Early history. -- Parallel Development of banking systems in the United States. -- Regulatory developments. -- Chartering -dual-state/federal. -- Conversion. -- Mergers and acquisition- voluntary an involuntary. -- Branching. -- Bank Failures and insurance of accounts function and operation of the FDIC and FSLIC*FDIC. -- Capital Adequacy. -- Supervisory reports and examinations. -- General powers by chárter. -- The deposit function. -- The investment function. -- The investment function. -- Future perspectives. -- Outlook for the future.
It is constant source of amazement to find that the public makes no distinction among the types of financial institutions servicing their needs. Perhaps the dual banking system, so precious to our law makers, and the multiplicity of regulations and regulators tends to créate an atmosphere so complex that that only he most astute can make a differentiation. Throughout the years in dealing with legislators, it is surprising that even the most informed have a limited knowledge of the consumer banking system in this country. On occasion, even members of banking committees and members of regulatory agencies are unable to comprehend the differences among financial institutions.